Easy, Secure, and 24x7 Access to Your Money

Coastal Urban Bank provides a wide network of ATMs to ensure that you can access your funds anytime, anywhere. Whether it’s cash withdrawals, balance enquiries, or mini statements, our ATM services are fast, reliable, and user-friendly.

UPI – Unified Payments Interface

Fast, Secure & Hassle-Free Payments from Your Mobile

Coastal Urban Bank’s UPI service makes sending and receiving money as easy as sending a message. With UPI, you can instantly transfer funds between bank accounts using just a mobile number, UPI ID, or QR code—no need to remember or share bank account details.

Whether you're paying a friend, a bill, or a merchant, UPI offers seamless and secure transactions 24x7.

Key Features:

• Instant Fund Transfer: Real-time transactions, even on holidays

• Easy to Use: No need to remember IFSC or account numbers

• Highly Secure: Multi-layer authentication and encrypted transactions

• 24x7 Availability: Available anytime, including weekends and public holidays

• Link Multiple Accounts: Manage multiple bank accounts from one UPI app

How to Use UPI with Coastal Urban Bank:

1. Download any UPI-enabled app (like BHIM, PhonePe, Google Pay, etc.)

2. Register using your mobile number linked with your bank account

3. Create a UPI ID and set a secure PIN

4. Start sending and receiving money instantly!

Go cashless and enjoy a smarter way to pay with Coastal Urban Bank’s UPI facility.

IMPS – Immediate Payment Service

Instant Fund Transfers via Mobile Banking or at Your Branch

Coastal Urban Bank offers IMPS (Immediate Payment Service) to help you send and receive money instantly across India. IMPS is available 24x7, including weekends and public holidays, and is accessible through our Mobile Banking App or by visiting your nearest branch.

Whether you need to pay bills, transfer money to a friend, or make a business payment—IMPS ensures fast and secure transactions, anytime.

Key Features:

• Real-Time Transfers: Instant fund transfer across banks

• Available via Mobile Banking App

• Branch-Assisted IMPS: Visit any branch for assisted transactions

• Secure and Encrypted: Safe for personal and business use

• 24x7 Service: Including Sundays and bank holidays

How to Use IMPS:

Option 1: Mobile Banking

1. Open the Coastal Urban Bank Mobile Banking App

2. Choose “IMPS Fund Transfer”

3. Enter beneficiary details (Account + IFSC or Mobile + MMID)

4. Enter the amount and confirm

5. Receive instant confirmation and reference number

Option 2: Visit Your Branch

1. Visit the nearest Coastal Urban Bank branch

2. Fill in the IMPS transaction request form

3. Provide the beneficiary details and amount

4. The bank staff will process your request instantly

Make quick, reliable, and secure payments with Coastal Urban Bank’s IMPS facility-right from your mobile or with help from your nearest branch.

RTGS / NEFT – Reliable Fund Transfer Services

Secure Bank-to-Bank Transfers via Mobile Banking or Branch

Coastal Urban Bank offers RTGS (Real-Time Gross Settlement) and NEFT (National Electronic Funds Transfer) services to help you transfer funds quickly and securely to accounts in any bank across India. Whether it’s a large-value payment or a routine transaction, our services are available through our Mobile Banking App or at any Coastal Urban Bank branch.

RTGS – Real-Time Gross Settlement

• For high-value transactions (₹2 lakhs and above)

• Real-time transfer and settlement of funds

• Available during RTGS banking hours

• Ideal for urgent payments with immediate credit

NEFT – National Electronic Funds Transfer

• For any amount (no minimum limit)

• Fund transfers processed in hourly batches

• Suitable for regular personal or business payments

Access RTGS/NEFT Through:

✅ Mobile Banking App

1. Log in to the Coastal Urban Bank Mobile Banking App

2. Choose “RTGS” or “NEFT”

3. Enter beneficiary details and payment information

4. Submit to complete the transaction securely

✅ Visit Your Branch

1. Visit any Coastal Urban Bank branch (NEFT/RTGS services at the branch are available only on working days during banking hours. Please plan your transactions accordingly.)

2. Fill in the RTGS/NEFT request form

3. Submit beneficiary and payment details

4. Bank staff will process the transfer on your behalf

Benefits:

• Secure and RBI-regulated transaction system

• Nationwide coverage across all major banks

• Confirmation message with transaction reference

• Supports both personal and business needs

Choose RTGS/NEFT from Coastal Urban Bank for secure and efficient money transfers—either from your mobile or with expert help at our branch.

NACH Payments – Simplified Auto Debit & Bulk Transactions

Automate Recurring Payments through Coastal Urban Bank’s NACH Facility

Coastal Urban Bank offers NACH (National Automated Clearing House) services to help individuals and businesses manage recurring payments and bulk transactions easily and securely. This RBI-approved system is ideal for loan EMIs, utility bills, salary payments, insurance premiums, and more.

Since internet banking is not available, all NACH setups can be done conveniently by visiting your nearest branch.

What is NACH?

NACH is a centralized platform managed by NPCI for processing high-volume, repetitive transactions such as auto-debits and credits. It allows safe and reliable fund movement across participating banks in India.

Key Features:

• Auto-Debit Facility: For EMIs, insurance, utility bills, and subscriptions

• Bulk Credit Support: For salary disbursements, subsidies, or vendor payments

• Branch-Based Setup: Mandates are registered by submitting a physical form at any Coastal Urban Bank branch

• Secure and Controlled: Transactions are processed only with customer authorization

• Timely Payments: Reduces the risk of missed due dates and penalties

How to Register for NACH Services:

✅ For Individuals:

1. Visit your nearest Coastal Urban Bank branch

2. Fill out the NACH mandate form with your details and signature

3. Submit it for verification and processing

4. Once approved, your payments will be auto-debited on the scheduled dates

✅ For Businesses:

1. Contact your branch or account manager

2. Submit required documentation for NACH setup

3. Get assistance with mandate management and bulk processing

Make your recurring payments stress-free with Coastal Urban Bank’s trusted NACH services—managed securely through our branch network.

ECOM / POS Services

Accept Digital Payments Seamlessly - In Store & Online

Coastal Urban Bank offers reliable POS (Point of Sale) and ECOM (E-Commerce) solutions to help merchants accept digital payments effortlessly. Whether you run a physical shop or an online business, our secure payment services help you improve sales, enhance customer convenience, and manage cash flow better.

POS - Point of Sale Terminal Services

Our POS machines enable quick, cashless transactions using debit and credit cards. Ideal for retail outlets, restaurants, healthcare providers, and service businesses.

Key Features:

• Accepts all major debit and credit cards

• Portable and user-friendly machines

• Instant receipts and transaction alerts

• Daily settlement to your bank account

• Real-time reports and support

ECOM – Online Payment Solutions

Our ECOM services support businesses with online payment gateways for websites and mobile apps.

Key Features:

• Accepts card, UPI, and net banking payments

• Secure, fast, and mobile-friendly checkout

• Fraud prevention tools and encrypted transactions

• Customizable APIs for integration with your website

• 24x7 support and reporting dashboard

Grow your business with Coastal Urban Bank’s smart, secure, and scalable payment solutions for both online and offline sales.

To apply or learn more, visit your nearest branch or contact Head Office.