RTGS / NEFT – Reliable Fund Transfer Services

Secure Bank-to-Bank Transfers via Mobile Banking or Branch

Coastal Urban Bank offers RTGS (Real-Time Gross Settlement) and NEFT (National Electronic Funds Transfer) services to help you transfer funds quickly and securely to accounts in any bank across India. Whether it’s a large-value payment or a routine transaction, our services are available through our Mobile Banking App or at any Coastal Urban Bank branch.

RTGS – Real-Time Gross Settlement

• For high-value transactions (₹2 lakhs and above)

• Real-time transfer and settlement of funds

• Available during RTGS banking hours

• Ideal for urgent payments with immediate credit

NEFT – National Electronic Funds Transfer

• For any amount (no minimum limit)

• Fund transfers processed in hourly batches

• Suitable for regular personal or business payments

Access RTGS/NEFT Through:

✅ Mobile Banking App

1. Log in to the Coastal Urban Bank Mobile Banking App

2. Choose “RTGS” or “NEFT”

3. Enter beneficiary details and payment information

4. Submit to complete the transaction securely

✅ Visit Your Branch

1. Visit any Coastal Urban Bank branch (NEFT/RTGS services at the branch are available only on working days during banking hours. Please plan your transactions accordingly.)

2. Fill in the RTGS/NEFT request form

3. Submit beneficiary and payment details

4. Bank staff will process the transfer on your behalf

Benefits:

• Secure and RBI-regulated transaction system

• Nationwide coverage across all major banks

• Confirmation message with transaction reference

• Supports both personal and business needs

Choose RTGS/NEFT from Coastal Urban Bank for secure and efficient money transfers—either from your mobile or with expert help at our branch.